Senior Housing in New Jersey

This list comes from HUD's records of assisted multifamily properties for older adults. It covers several HUD programs, which can include Section 202 buildings and Section 8 buildings built for seniors. Unit counts are HUD-assisted units from HUD's property records, not a promise of how many apartments are open.

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Senior apartments in Atlantic City, NJ

Senior apartments in Basking Ridge, NJ

Senior apartments in Bloomfield, NJ

Senior apartments in Burlington, NJ

Senior apartments in Camden, NJ

Senior apartments in Cape May, NJ

Senior apartments in Cherry Hill, NJ

Senior apartments in Clifton, NJ

Senior apartments in East Brunswick, NJ

Senior apartments in East Orange, NJ

Senior apartments in East Windsor, NJ

Senior apartments in Edison, NJ

Senior apartments in Elizabeth, NJ

Senior apartments in Flanders, NJ

Senior apartments in Fort Lee, NJ

Senior apartments in Freehold, NJ

Senior apartments in Haddonfield, NJ

Senior apartments in Hazlet, NJ

Senior apartments in Hoboken, NJ

Senior apartments in Irvington, NJ

Senior apartments in Jersey City, NJ

Senior apartments in Kearny, NJ

Senior apartments in Keyport, NJ

Senior apartments in Lambertville, NJ

Senior apartments in Leonia, NJ

Senior apartments in Linden, NJ

Senior apartments in Long Branch, NJ

Senior apartments in Montclair, NJ

Senior apartments in New Brunswick, NJ

Senior apartments in Newark, NJ

Senior apartments in Nutley, NJ

Senior apartments in Orange, NJ

Senior apartments in Parsippany, NJ

Senior apartments in Passaic, NJ

Senior apartments in Paterson, NJ

Senior apartments in Pennsauken, NJ

Senior apartments in Plainfield, NJ

Senior apartments in Pleasantville, NJ

Senior apartments in Princeton, NJ

Senior apartments in Rahway, NJ

Senior apartments in South River, NJ

Senior apartments in Spotswood, NJ

Senior apartments in Teaneck, NJ

Senior apartments in Trenton, NJ

Senior apartments in Union, NJ

Senior apartments in Union City, NJ

Senior apartments in Vineland, NJ

Senior apartments in West Orange, NJ

Smaller towns in New Jersey

These towns each have one HUD senior apartment property in our list.

Income limits for senior housing in New Jersey

HUD sets income limits by area. In fiscal year 2026, for a 1-person household it ranges from $34,150 to $54,200, and for a 2-person household it ranges from $39,000 to $61,950 across New Jersey's counties. These are HUD FY2026 very low income (50% AMI) limits, which HUD-assisted properties use to decide who can rent. They are not a Medicaid or SNAP limit, and each building applies its own rules, so ask the office.

The largest metro areas in New Jersey and their HUD FY2026 very low income (50% AMI) limits:

Rural senior housing options in New Jersey

USDA Rural Development lists 61 Section 515 rural rental properties in New Jersey. Towns with these properties include Sicklerville, Williamstown, Atco, Belvidere, Egg Harbor. Section 515 housing serves low-income renters in rural areas, including many older adults and people with disabilities, so ask each office who it serves. Search USDA's Section 515 property list.

Who to call in New Jersey

• State housing finance agency: New Jersey Housing and Mortgage Finance Agency
• State unit on aging: New Jersey Division of Aging Services
• Public housing agencies: New Jersey has 99 public housing agencies in HUD's contact data. The largest are New Jersey Department of Community Affairs; Newark Housing Authority; Jersey City Housing Authority.

What is different in New Jersey

New Jersey pays renters a yearly property tax benefit called ANCHOR, and older renters get more. For the 2025 benefit year, renters 64 or younger receive $450 and renters who were 65 or older by December 31, 2025 receive $700. Your New Jersey gross income (line 29 of the NJ-1040) must be $150,000 or less. Payments start on a rolling basis on September 15, usually within 90 days of filing.

There is one more piece for older renters with low income. If you are 65 or older and don't have to file a New Jersey income tax return, you can get a Property Tax Credit of up to $50. When you didn't claim it on a tax return, the state adds it to your ANCHOR payment.

Watch the deadline. The filing window for the 2025 ANCHOR benefit closed on November 2, 2026. The Division of Taxation opens a new application each year, so check its ANCHOR page in the new year and file early.

To find a place to live, use the New Jersey Housing Resource Center. It is a free statewide listing site from the New Jersey Housing and Mortgage Finance Agency. You can search rentals, homes for sale and temporary housing. You can also search for units with accessibility features, which helps if stairs, narrow doors or a tub are a problem. If you don't use a computer, call the toll-free line at 1-877-428-8844 and someone will search for you.

Sources for this section

• How ANCHOR Benefits Are Calculated, NJ Division of Taxation. Read November 7, 2026.
• ANCHOR Program, NJ Division of Taxation. Read November 7, 2026.
• New Jersey Housing Resource Center. Read November 7, 2026.

Common questions about senior housing in New Jersey

How many HUD senior apartment properties are in New Jersey?

New Jersey has 263 HUD senior apartment properties in our list, and HUD's records show 32,799 HUD-assisted units across them. The cities with the most are Newark (15), Jersey City (12), East Orange (11), Trenton (8), Paterson (8).

What is the income limit for HUD senior housing in New Jersey?

In fiscal year 2026, for a 1-person household it ranges from $34,150 to $54,200, and for a 2-person household it ranges from $39,000 to $61,950 across New Jersey's counties. These are HUD FY2026 very low income (50% AMI) limits. They are not a Medicaid or SNAP limit, and each property sets its own application rules.

Who do I contact about senior housing in New Jersey?

Start with the property you are interested in, then the state housing finance agency (New Jersey Housing and Mortgage Finance Agency), the state unit on aging (New Jersey Division of Aging Services) or one of the 99 public housing agencies in HUD's contact data. Contact links for each are listed on this page.

Related help in New Jersey

• State prescription assistance program in New Jersey →
• Section 8 eligibility calculator →
• LIHEAP energy help calculator →
• Area Agency on Aging locator →
• All senior housing calculators →

Senior housing in other states

• Senior housing in California
• Senior housing in Colorado
• Senior housing in Florida
• Senior housing in Georgia
• Senior housing in Illinois
• Senior housing in Kentucky
• Senior housing in Michigan
• Senior housing in New York
• Senior housing in North Carolina
• Senior housing in Ohio
• Senior housing in Pennsylvania
• Senior housing in Texas

Next steps

1. Choose two or three buildings from the lists above and call each office to ask whether its waiting list is open.
2. Gather photo ID, Social Security numbers and proof of income, using our step-by-step guide to applying for senior housing.
3. Keep your calls, documents and waitlist dates together with the senior housing application kit.

Data sources: HUD multifamily assisted properties (read October 30, 2026); HUD User FY2026 income limits (read October 30, 2026); USDA Section 515 property list (read October 30, 2026); HUD public housing agency contacts (read October 30, 2026). Unit counts come from HUD property records, which can include more than one contract, so they show HUD-assisted units and not the exact size of a building. Call a property to confirm details before you visit.