Senior Housing in Texas

This list comes from HUD's records of assisted multifamily properties for older adults. It covers several HUD programs, which can include Section 202 buildings and Section 8 buildings built for seniors. Unit counts are HUD-assisted units from HUD's property records, not a promise of how many apartments are open.

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Senior apartments in Amarillo, TX

Senior apartments in Austin, TX

Senior apartments in Beaumont, TX

Senior apartments in Brownsville, TX

Senior apartments in Bryan, TX

Senior apartments in Cleburne, TX

Senior apartments in Corpus Christi, TX

Senior apartments in Dallas, TX

Senior apartments in Del Rio, TX

Senior apartments in Denison, TX

Senior apartments in El Paso, TX

Senior apartments in Ennis, TX

Senior apartments in Fort Worth, TX

Senior apartments in Gainesville, TX

Senior apartments in Garland, TX

Senior apartments in Gonzales, TX

Senior apartments in Harlingen, TX

Senior apartments in Houston, TX

Senior apartments in Laredo, TX

Senior apartments in Longview, TX

Senior apartments in Lubbock, TX

Senior apartments in Lufkin, TX

Senior apartments in Mesquite, TX

Senior apartments in Mission, TX

Senior apartments in New Braunfels, TX

Senior apartments in Odessa, TX

Senior apartments in Orange, TX

Senior apartments in Pasadena, TX

Senior apartments in Plano, TX

Senior apartments in Port Arthur, TX

Senior apartments in Richardson, TX

Senior apartments in San Angelo, TX

Senior apartments in San Antonio, TX

Senior apartments in Seguin, TX

Senior apartments in Spring, TX

Senior apartments in Texas City, TX

Senior apartments in Tyler, TX

Senior apartments in Waco, TX

Senior apartments in Wharton, TX

Smaller towns in Texas

These towns each have one HUD senior apartment property in our list.

Income limits for senior housing in Texas

HUD sets income limits by area. In fiscal year 2026, for a 1-person household it ranges from $29,300 to $48,900, and for a 2-person household it ranges from $33,500 to $55,900 across Texas's counties. These are HUD FY2026 very low income (50% AMI) limits, which HUD-assisted properties use to decide who can rent. They are not a Medicaid or SNAP limit, and each building applies its own rules, so ask the office.

The largest metro areas in Texas and their HUD FY2026 very low income (50% AMI) limits:

Rural senior housing options in Texas

USDA Rural Development lists 562 Section 515 rural rental properties in Texas. Towns with these properties include Palestine, Azle, Hempstead, Burnet, Belton. Section 515 housing serves low-income renters in rural areas, including many older adults and people with disabilities, so ask each office who it serves. Search USDA's Section 515 property list.

Who to call in Texas

• State housing finance agency: Texas Department of Housing and Community Affairs
• State unit on aging: Texas Health and Human Services, Aging Services
• Public housing agencies: Texas has 377 public housing agencies in HUD's contact data. The largest are DHA Housing Solutions for North Texas (Dallas); Houston Housing Authority; Opportunity Home San Antonio.

What is different in Texas

Texas school districts must give homeowners 65 and older an extra $60,000 homestead exemption. Cities, counties and other taxing units may add their own of at least $3,000. You must own the home and live in it. A surviving spouse 55 or older may be able to keep the exemption. Apply with your county appraisal district, generally before May 1.

If paying is hard, homeowners 65 and older have two more choices. One is to defer the taxes on your home. Deferred taxes build interest at 5% a year, but penalties and interest don't pile up while the deferral is in place. The other is to pay homestead taxes in four equal parts without penalty and interest. When the bill is due by February 1, you pay the first part before that date with a written notice, then the rest before April 1, June 1 and August 1.

Under the Texas Property Code, a landlord must fix a problem that affects a renter's health or safety. Send a dated letter listing the repairs by certified mail or deliver it in person, keep a copy, and make sure your rent is current. The law presumes seven days is a reasonable time. A justice of the peace can order repairs, and you can go to justice court without a lawyer. You may also give the landlord a contact person and sign a statement letting that person enter with the landlord after your death, remove your things and get the deposit back.

To find an affordable apartment, search TDHCA's Vacancy Clearinghouse and check the Elderly Only box. It lists only TDHCA-funded properties, so also ask your local public housing authority. If you are 60 or older, or care for someone who is, call 800-252-9240 for area agency on aging services.

Sources for this section

• Property Tax Exemptions, Texas Comptroller of Public Accounts. Read October 30, 2026.
• Property Tax Payment Options, Texas Comptroller of Public Accounts. Read October 30, 2026.
• Renter's Rights, Office of the Texas Attorney General. Read October 30, 2026.
• Property Code Chapter 92, Residential Tenancies (Sec. 92.014), Texas Legislature. Read October 30, 2026.
• Vacancy Clearinghouse Property Search, Texas Department of Housing and Community Affairs. Read October 30, 2026.
• Aging, Texas Health and Human Services. Read October 30, 2026.

Common questions about senior housing in Texas

How many HUD senior apartment properties are in Texas?

Texas has 305 HUD senior apartment properties in our list, and HUD's records show 22,403 HUD-assisted units across them. The cities with the most are Houston (43), San Antonio (33), Dallas (18), Fort Worth (11), Austin (11).

What is the income limit for HUD senior housing in Texas?

In fiscal year 2026, for a 1-person household it ranges from $29,300 to $48,900, and for a 2-person household it ranges from $33,500 to $55,900 across Texas's counties. These are HUD FY2026 very low income (50% AMI) limits. They are not a Medicaid or SNAP limit, and each property sets its own application rules.

Who do I contact about senior housing in Texas?

Start with the property you are interested in, then the state housing finance agency (Texas Department of Housing and Community Affairs), the state unit on aging (Texas Health and Human Services, Aging Services) or one of the 377 public housing agencies in HUD's contact data. Contact links for each are listed on this page.

Related help in Texas

• Section 8 eligibility calculator →
• LIHEAP energy help calculator →
• Area Agency on Aging locator →
• How Texas taxes retirement income →
• All senior housing calculators →

Senior housing in other states

• Senior housing in California
• Senior housing in Florida
• Senior housing in Georgia
• Senior housing in Illinois
• Senior housing in Michigan
• Senior housing in New York
• Senior housing in North Carolina
• Senior housing in Ohio
• Senior housing in Pennsylvania

Next steps

1. Choose two or three buildings from the lists above and call each office to ask whether its waiting list is open.
2. Gather photo ID, Social Security numbers and proof of income, using our step-by-step guide to applying for senior housing.
3. Keep your calls, documents and waitlist dates together with the senior housing application kit.

Data sources: HUD multifamily assisted properties (read October 30, 2026); HUD User FY2026 income limits (read October 30, 2026); USDA Section 515 property list (read October 30, 2026); HUD public housing agency contacts (read October 30, 2026). Unit counts come from HUD property records, which can include more than one contract, so they show HUD-assisted units and not the exact size of a building. Call a property to confirm details before you visit.