Advertising & Affiliate Disclosure

In accordance with the Federal Trade Commission's (FTC) guidelines on endorsements and disclosures, SeniorGovBenefits.com ("we," "us," "our," or "the Site") discloses the following relationships and compensation arrangements. Transparency about how this Site is funded is especially important given the sensitive nature of Medicare, SSDI, SSI, SNAP, and Veterans Benefits topics we cover.

1. This Site Earns Revenue

SeniorGovBenefits.com is a free resource, and we support the cost of running it through the following means:

1.1 Display Advertising (Google AdSense)

We display ads through Google AdSense. We earn a small amount when ads are shown or clicked. Google and its advertising partners may use cookies to serve ads based on your browsing activity. You can learn more about this, and opt out of personalized ads, through our Privacy Policy.

1.2 Affiliate Programs

Some links on this Site may be affiliate links. If you click one of these links and make a purchase, sign up for a service, or take another qualifying action, we may earn a commission at no additional cost to you. This does not influence the price you pay.

1.3 Insurance Referral Compensation

Certain content on this Site, particularly content related to Medicare Supplement (Medigap) insurance, is contributed by James Anderson, a licensed Life and Health insurance agent in the State of Michigan. Where this content includes a referral, contact option, or link related to Medigap plans, and a visitor goes on to purchase a policy through that referral, both James Anderson and this Site's business may receive compensation, such as a commission or referral fee, from the relevant insurance carrier.

This is a direct financial relationship, and we want you to be fully aware of it before reading that content or acting on it.

2. What This Means for You

Because James Anderson is both a contributor to this Site and a licensed insurance agent who can financially benefit when a visitor purchases a policy through his referral, there is a potential conflict of interest in any content he authors or contributes to regarding Medigap insurance. To manage this:

• Any article or section written or reviewed by James Anderson in his capacity as a licensed agent is clearly labeled with his name and credentials.
• We aim to present balanced, factual information about Medigap plans generally, rather than steering readers toward one specific insurer.
• We do not name or favor specific insurance carriers in our general educational content.
• You are never obligated to use any referral, contact link, or recommendation on this Site. You are always free to shop for Medigap coverage independently, compare plans directly through Medicare.gov, or work with a different licensed agent of your choosing.

3. Product and Service Recommendations

From time to time, our articles or calculator result pages may recommend a specific type of product or service. These recommendations reflect our general understanding of the program rules and typical use cases, not personalized advice for your individual situation, may be accompanied by an affiliate or referral link, and should always be independently verified against your own needs, budget, and eligibility, ideally with a licensed professional or directly through the relevant government agency.

4. What Does Not Influence Our Content

Our advertising and affiliate relationships do not:

• Determine which government program facts or figures we report (these are sourced from official agencies such as CMS and SSA)
• Guarantee that any advertiser's or affiliate's product is the best option for you
• Change the eligibility rules, premiums, or figures published on this Site, which reflect publicly available program data

5. Your Choices

• You are never required to click on ads, affiliate links, or referral options to use our free content or calculator tools.
• You can disable personalized advertising through your browser settings or via Google Ads Settings.
• If you have questions about whether a specific piece of content includes a financial relationship, feel free to contact us directly.

6. Changes to This Disclosure

We may update this Advertising & Affiliate Disclosure as our monetization methods or partnerships change. The "Last Updated" date at the top of this page reflects the most recent revision.

7. Contact Us

• Email: contact@seniorgovbenefits.com
• Website: seniorgovbenefits.com/contact-us/

This site is not affiliated with the Social Security Administration, CMS, the IRS, the USDA, the VA, or any other federal or state government agency.