Privacy Policy

Last reviewed: 2026 — How we collect, use, and protect information on this site.

Short version: Our calculator tools run entirely in your browser. We never receive, store, or have access to the numbers you enter. No account required.

SeniorGovBenefits.com ("we," "us," "our," or "the Site") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, including our calculator tools and content covering Medicare, Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), SNAP, and Veterans Benefits.

By using this Site, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the Site.

1. Information We Collect

1.1 Calculator Tools — No Data Transmitted or Stored

Our calculator tools run entirely within your web browser using client-side JavaScript. Any information you enter — such as age, income, household size, filing status, or state of residence — is processed locally on your device to generate your results.

This information is never transmitted to, received by, or stored on our servers. We have no access to the inputs or results you generate using our calculators. Once you close or refresh the page, this information is gone. We do not require you to create an account, and we do not ask for your name, Social Security number, or other government identification to use our calculators.

If you contact us via a contact form or email, we collect the information you provide, such as your name, email address, and the content of your message.

1.2 Information Collected Automatically

When you visit the Site, we and our third-party partners may automatically collect certain information, including:

  • IP address
  • Browser type and version
  • Device type and operating system
  • Pages visited and time spent on the Site
  • Referring website
  • General geographic location (city/region level, derived from IP address)

1.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to remember your preferences, understand how visitors use the Site, deliver relevant advertising, and measure the effectiveness of our content. You can control cookies through your browser settings. Disabling cookies may affect the functionality of certain calculator tools.

2. How We Use Your Information

We use collected information to analyze Site traffic and user behavior to improve user experience, display relevant advertising through Google AdSense, respond to inquiries submitted through contact forms, comply with legal obligations, and detect and prevent fraud or misuse of the Site.

As noted above, calculator inputs and results are processed entirely on your device and are never sent to us, stored by us, or accessible to us in any form.

3. Third-Party Services

3.1 Google AdSense

We use Google AdSense to display advertisements on the Site. Google and its partners may use cookies and similar technologies to serve ads based on your prior visits to this and other websites. You may opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.

3.2 Google Analytics

We use Google Analytics to understand how visitors interact with the Site. Google Analytics collects information anonymously and reports website trends without identifying individual visitors.

3.3 Other Third-Party Links

Our Site may contain links to third-party websites, including government resources (such as Medicare.gov, SSA.gov, and Benefits.gov). We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies separately.

4. Insurance Agent Disclosure

Certain content on this Site related to Medicare Supplement (Medigap) insurance is contributed by James Anderson, a licensed Life and Health insurance agent in the State of Michigan. Where such content appears, it is clearly labeled, and any potential conflict of interest arising from his licensed status is disclosed within the relevant article. This Site does not sell insurance directly.

5. How We Share Your Information

We do not sell your personal information. We may share information with service providers who help operate the Site (hosting, analytics, advertising), legal authorities if required by law, subpoena, or to protect our rights and the safety of users, and in the event of a merger, acquisition, or sale of assets.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect information collected through the Site. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Privacy Rights

Depending on your location, you may have the right to access the personal information we hold about you, request correction or deletion of your information, opt out of the sale or sharing of personal information (California residents, under the CCPA/CPRA), and withdraw consent for data processing (EU/UK residents, under GDPR). To exercise these rights, contact us using the information below.

Do Not Track: Some browsers offer a "Do Not Track" feature. Our Site does not currently respond to Do Not Track signals, as no uniform industry standard exists.

8. Children's Privacy

This Site is not directed at individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

9. Medical, Legal, and Financial Disclaimer

The content and calculator results on this Site are for informational purposes only and do not constitute medical, legal, tax, or financial advice. Calculator outputs are estimates based on the information you provide and publicly available program rules; they are not guarantees of eligibility or benefit amounts. Always consult the relevant government agency or a licensed professional for decisions specific to your situation.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page will reflect the most recent revision. We encourage you to review this page periodically.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us at:

This site is not affiliated with the Social Security Administration, CMS, the IRS, the USDA, the VA, or any other federal or state government agency.