Disclaimer

Last reviewed: 2026 — Please read before using any calculator or content on this site.

Please read this Disclaimer carefully before using SeniorGovBenefits.com (the "Site"). By using the Site, you acknowledge and agree to the terms below.

1. General Information Only

SeniorGovBenefits.com provides general information about Medicare, Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), the Supplemental Nutrition Assistance Program (SNAP), and Veterans Benefits. This information is intended to help you understand these programs at a high level. It is not a substitute for official guidance from the relevant government agency.

2. Not Medical Advice

Nothing on this Site should be interpreted as medical advice. Any content referencing health conditions, coverage, or treatment is for general informational purposes only. Always consult a licensed physician or healthcare provider regarding your specific medical situation.

3. Not Legal Advice

Content on this Site, including information about eligibility rules, appeals processes, or program regulations, is not legal advice and should not be relied upon as such. Laws and regulations governing government benefit programs vary by state and change over time. Consult a licensed attorney for advice specific to your legal situation.

4. Not Financial or Tax Advice

Nothing on this Site constitutes financial or tax advice. Decisions involving Medicare enrollment, IRMAA, Roth conversions, income planning, or benefit coordination can have significant financial consequences. Consult a licensed financial advisor or tax professional before making decisions based on information found here.

5. Not an Official Government Website

SeniorGovBenefits.com is an independent, privately operated website. We are not affiliated with, endorsed by, or operated by the Social Security Administration (SSA), the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Veterans Affairs (VA), the U.S. Department of Agriculture (USDA), or any other government agency. For official information and to apply for benefits, visit:

6. Calculator Accuracy and Limitations

Our calculator tools produce estimates only, based on the information you enter and publicly available program rules at the time of publication. These results:

  • Are not official eligibility determinations
  • Do not guarantee any specific benefit amount, premium, or approval
  • May not account for every factor relevant to your unique situation
  • May become outdated if a program's rules, income thresholds, or premiums change

All calculations happen entirely within your browser. We never receive, see, or store the inputs or results you generate. Because of this, we cannot verify the accuracy of your specific inputs, and you are responsible for confirming any figures with the relevant government agency before acting on them.

7. No Guarantee of Outcomes

We make no representation or warranty that using this Site, its calculators, or its content will result in approval for any benefit, a specific dollar amount, or any particular outcome. Eligibility and benefit determinations are made solely by the applicable government agency based on your complete application and documentation.

8. Editorial Independence and Insurance-Related Content

Most content on this Site is written and reviewed for general educational purposes and reflects publicly available program rules. Certain content specifically related to Medicare Supplement (Medigap) insurance is contributed by James Anderson, a licensed Life and Health insurance agent in the State of Michigan. Where this applies, it is disclosed within the relevant content. See our Advertising & Affiliate Disclosure page for full details on this relationship and how it may create a potential conflict of interest.

9. External Links

This Site may link to third-party websites, including official government resources, for your convenience. We do not control these sites and are not responsible for their content, accuracy, or availability. A link does not imply our endorsement of the linked site.

10. Accuracy and Currency of Content

Government benefit programs change frequently, including premiums, income thresholds, and eligibility rules. While we work to keep our content updated, we cannot guarantee that every page reflects the most current figures at all times. Always verify time-sensitive figures (such as premium amounts or income limits) directly with the relevant government agency.

11. Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for any loss or damage arising from your use of, or reliance on, this Site, including its calculator tools and written content. See our Terms of Service for the full limitation of liability.

12. Changes to This Disclaimer

We may update this Disclaimer from time to time. The "Last Updated" date at the top of this page reflects the most recent revision.

13. Contact Us

This site is not affiliated with the Social Security Administration, CMS, the IRS, the USDA, the VA, or any other federal or state government agency.