Senior Care Cost Calculator

Compare 2026 costs for in-home care, assisted living, and adult day care by state, based on the latest industry survey.

Community-based senior care costs vary widely by type: adult day care runs a national median of $2,058/month, assisted living $6,200/month, and in-home care $6,673/month for 44 hours a week, based on the latest Cost of Care Survey. Select your state and care type below for a closer estimate.

There are several ways to get help at home or in a community setting, and costs differ significantly between them. Select your state and the type of care you're considering below to compare typical monthly costs.

Market Data — 2025 CareScout/Genworth Cost of Care Survey

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Select a state above to see your cost estimate.

These three care types serve different needs and come at very different price points. Adult day care is the least expensive nationally, since it provides supervised daytime care rather than round-the-clock support, useful for working family caregivers who need coverage during the day. In-home care and assisted living land in a similar range nationally, though which one costs more depends heavily on your state and how many hours of care you actually need. In-home care is typically billed by the hour, so the national figure here assumes close to full-time coverage, 44 hours a week, your actual cost scales with fewer or more hours. Assisted living is typically billed as a flat monthly rate covering housing plus a defined level of support. Memory care, for those with Alzheimer's or related dementia, isn't tracked as its own category in the core cost survey, but industry sources consistently put it 20-30% above standard assisted living pricing, reflecting the higher staffing and specialized training these units require. All of these figures come from the same industry survey used for this site's separate Nursing Home Cost Calculator, since institutional nursing home care is licensed and regulated differently from these three community-based options.

Frequently Asked Questions

How much does in-home care cost?

The national median is $6,673/month for a non-medical caregiver working 44 hours a week, based on the latest Cost of Care Survey. Costs vary by state and the number of hours needed.

How much does assisted living cost?

The national median is $6,200/month for a private one-bedroom unit with basic services, though this varies significantly by state and specific community.

How much does adult day care cost?

The national median is $2,058/month, based on 5 days a week of care, making it typically the least expensive of these community-based care options.

How much more does memory care cost than regular assisted living?

Memory care typically costs 20-30% more than standard assisted living, due to higher staffing ratios and specialized training, though this isn't separately tracked in the core cost survey and is an industry estimate.

Is this the same as nursing home costs?

No. Nursing homes are licensed institutional care with different costs and regulations, covered by this site's separate Nursing Home Cost Calculator tool.

Does Medicaid cover these types of care?

Sometimes, particularly through Home and Community-Based Services (HCBS) waivers for in-home care. Check this site's Medicaid Long-Term Care Eligibility Estimator tool for details.

Cost figures are based on the most recent available Cost of Care Survey data and represent state medians, not exact provider rates, which vary by specific location, hours of care, and provider. Memory care figures are an industry estimate, not a directly surveyed figure. These figures update annually and may not reflect current pricing. This is not financial or medical advice.