Tennessee Retirement Income Tax Guide for Seniors
No. Tennessee has no state income tax at all. Every dollar of retirement income — Social Security, pensions, 401(k)/IRA withdrawals, and annuities — passes through completely untaxed at the state level.
No. Tennessee has no state income tax at all. Every dollar of retirement income — Social Security, pensions, 401(k)/IRA withdrawals, and annuities — passes through completely untaxed at the state level.
Does Tennessee Tax Social Security?
No. Tennessee has no state income tax at all. Every dollar of retirement income — Social Security, pensions, 401(k)/IRA withdrawals, and annuities — passes through completely untaxed at the state level.
Does Tennessee Tax Pensions and 401(k)/IRA Withdrawals?
No. Because Tennessee has no state income tax at all, this applies equally to pensions, 401(k) and IRA withdrawals, and any other retirement income source — there's no separate rule to check.
Check Your Exact Numbers
This page covers Tennessee's state-level tax treatment only. Social Security benefits can also be taxed at the federal level depending on your total income, regardless of which state you live in — use the Is Social Security Taxable? Calculator to check that separately. For the full 50-state comparison, see the State Retirement Income Tax Exemption Finder.
Frequently Asked Questions
Does Tennessee have a state income tax?
No, Tennessee is one of the states with no state income tax at all, so no form of retirement income is taxed at the state level.
Is Social Security taxed in Tennessee?
No. Social Security benefits are not taxed in Tennessee at the state level.
This page is for general educational purposes and is not affiliated with the Tennessee Department of Revenue or the IRS. State tax rules change; verify current details with Tennessee's Department of Revenue. See our Data Sources page for how we source figures.