New Jersey Retirement Income Tax Guide for Seniors
No. New Jersey does not tax Social Security benefits at the state level. Pension and 401(k)/IRA tax treatment for New Jersey is still being independently verified for this site.
No. New Jersey does not tax Social Security benefits at the state level. Pension and 401(k)/IRA tax treatment for New Jersey is still being independently verified for this site.
Does New Jersey Tax Social Security?
No. New Jersey exempts Social Security benefits from state income tax entirely.
Does New Jersey Tax Pensions and 401(k)/IRA Withdrawals?
Pension and 401(k)/IRA tax treatment in New Jersey is being independently verified for this site — check with New Jersey's Department of Revenue for exact current rules. Exempting Social Security does not automatically mean pensions and retirement accounts are treated the same way.
Check Your Exact Numbers
This page covers New Jersey's state-level tax treatment only. Social Security benefits can also be taxed at the federal level depending on your total income, regardless of which state you live in — use the Is Social Security Taxable? Calculator to check that separately. For the full 50-state comparison, see the State Retirement Income Tax Exemption Finder.
Frequently Asked Questions
Is Social Security taxed in New Jersey?
No, New Jersey does not tax Social Security benefits at the state level.
Does New Jersey tax pensions or 401(k)/IRA withdrawals?
Pension and retirement account tax treatment in New Jersey is still being verified on this site. Check with New Jersey's Department of Revenue for current rules.
This page is for general educational purposes and is not affiliated with the New Jersey Department of Revenue or the IRS. State tax rules change; verify current details with New Jersey's Department of Revenue. See our Data Sources page for how we source figures.