Maryland Retirement Income Tax Guide for Seniors

No. Maryland does not tax Social Security benefits at the state level. Pension and 401(k)/IRA tax treatment for Maryland is still being independently verified for this site.

No. Maryland does not tax Social Security benefits at the state level. Pension and 401(k)/IRA tax treatment for Maryland is still being independently verified for this site.

Does Maryland Tax Social Security?

No. Maryland exempts Social Security benefits from state income tax entirely.

Does Maryland Tax Pensions and 401(k)/IRA Withdrawals?

Pension and 401(k)/IRA tax treatment in Maryland is being independently verified for this site — check with Maryland's Department of Revenue for exact current rules. Exempting Social Security does not automatically mean pensions and retirement accounts are treated the same way.

Check Your Exact Numbers

This page covers Maryland's state-level tax treatment only. Social Security benefits can also be taxed at the federal level depending on your total income, regardless of which state you live in — use the Is Social Security Taxable? Calculator to check that separately. For the full 50-state comparison, see the State Retirement Income Tax Exemption Finder.

Frequently Asked Questions

Is Social Security taxed in Maryland?

No, Maryland does not tax Social Security benefits at the state level.

Does Maryland tax pensions or 401(k)/IRA withdrawals?

Pension and retirement account tax treatment in Maryland is still being verified on this site. Check with Maryland's Department of Revenue for current rules.

This page is for general educational purposes and is not affiliated with the Maryland Department of Revenue or the IRS. State tax rules change; verify current details with Maryland's Department of Revenue. See our Data Sources page for how we source figures.